A Pest Control Business that has one or more employees must have what?

A Pest Control Business that employs one or more individuals is required to have workers' compensation insurance. This type of insurance is essential as it provides coverage for medical expenses and a portion of lost wages for employees who may be injured or become ill as a result of their work.

Having this insurance is crucial to ensure the welfare of the employees and protect the business from potential lawsuits related to workplace injuries. It is mandated by law in many jurisdictions, highlighting the importance of safeguarding both the workforce and the employer from financial repercussions associated with employee health and safety.

While employee liability insurance and general business insurance are also important for various reasons, they do not specifically address the needs and legal requirements related to employee injuries and illnesses. Real property insurance focuses on damage to physical assets rather than liabilities arising from employment situations. Therefore, workers' compensation insurance stands out as the necessary coverage for a Pest Control Business with employees.